Get Your TRUE Credit Score

Get Your TRUE Credit Score

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Thank you for allowing us to help you in your home search.

Been looking at homes online? Watched House Hunters on TV?

 Are ready to do some House Hunting for yourself? 

Before we start looking at homes, we have to take a good look at your credit first. 

This is the very first thing our mortgage lender is going to ask about. 

Your FICO score is different than any other credit report/score  you my find  by yourself online.

It is the only score your mortgage lender will use and it can only be pulled thru a mortgage lender

 or bank that is set up  with the credit bureaus  as a Mortgage Lender.

Any other scores you find online will  not reflect your TRUE FICO  score. 

Other scores are usually lower higher too, as those are not FICO scores and use a different equation (risk factors)  to arrive at the score.

A Home Loan is a much higher loan amount than a car or credit card,  which requires

different (harder) parameters used to make up your FICO score. 

This is why FICO scores are much lower than people expect and often catches people by surprise. 

 What your  true FICO score?

Remember, if you are married, the lender must pull both reports. 

Yes, even if your spouse is not going on the loan or using their income or credit score

This is because in Texas, a community property state, the lender must consider both debts (as reported on the credit report.

It will cost $17 for an individual and $26 if married. 


The first person that should see your credit report is YOU> 

Get your report HERE 

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Edie Webber Headshot
Phone: 817-798-6630
Dated: April 11th 2016
Views: 428
About Edie: My current state of happiness and realized dreams is the hard won result of a lifetime journey. I ha...

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Location & Address

Pinnacle Realty Advisors
3824 Cedar Springs Rd #801-7724
Dallas, TX