Thank you for allowing us to help you in your home search.
Been looking at homes online? Watched House Hunters on TV?
Are ready to do some House Hunting for yourself?
Before we start looking at homes, we have to take a good look at your credit first.
This is the very first thing our mortgage lender is going to ask about.
Your FICO score is different than any other credit report/score you my find by yourself online.
It is the only score your mortgage lender will use and it can only be pulled thru a mortgage lender
or bank that is set up with the credit bureaus as a Mortgage Lender.
Any other scores you find online will not reflect your TRUE FICO score.
Other scores are usually lower higher too, as those are not FICO scores and use a different equation (risk factors) to arrive at the score.
A Home Loan is a much higher loan amount than a car or credit card, which requires
different (harder) parameters used to make up your FICO score.
This is why FICO scores are much lower than people expect and often catches people by surprise.
What your true FICO score?
Remember, if you are married, the lender must pull both reports.
Yes, even if your spouse is not going on the loan or using their income or credit score.
This is because in Texas, a community property state, the lender must consider both debts (as reported on the credit report.
It will cost $17 for an individual and $26 if married.
The first person that should see your credit report is YOU>
Get your report HERE
6 Reasons You Should Avoid Buying A For Sale By Owner FSBO Home - Selling Your Home These Are The Upgrades Buyers Are Looking For During COVID19 - Source: https://wwwConsider This Before You Purchase A New Construction Home - NEW HOME BUILDER DEEP DISCOUNTS AND INCENTIVES - Highland Homes Multiple
Carolyn Marshall - 2Ryan McLemore - 23Edie Webber - 95
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Welcome, here’s a quick look at some of the FUN things you can do here. Click next to continue.
You can perform map searches, complete with “HEAT MAPS” that quickly show you interesting things.
You can search Foreclosures, Short Sales, and Price Reduced Properties, and other nifty property sets that’ll get your imagination going…
Save properties you like for easy reference later.
And quickly “drill down” and find “similar properties” (people tell us they like this A LOT!)
You can sort by which properties are most popular, most walkable… or sort by square footage and acreage...
If you own a property you can quickly see how much it might be worth these days..
If you’re not pre-approved yet, click here to connect with one of our trusted lender partners.
And don’t forget to set up Email alerts… So you never miss out on a great deal. (very popular feature)