There are several advantages to this program. With 3-2-1 Home, you have the ability to use gift funds toward the down payment. If you’re newly married and received monetary wedding gift funds from generous relatives or friends, you can use those gift funds toward your 3% down payment.
An additional advantage is that you can consider homes with minor repairs. As a first-time homebuyer, it’s stressful enough navigating your way through the loan process. With 3-2-1 Home, you can have peace of mind knowing you have extra resources to put toward minor repairs or improvements without tapping into your cash reserves.
The 3-2-1 Home program also eases financing challenges. If you’re a first-time homebuyer with a low-to-moderate income, this program offers increased flexibility to consider homes in your preferred location without putting constraints on the money for your down payment.
Eligibility and requirements are as follows*:
First-time homebuyers only
Must fall within income limits or live in a low-income area
Credit score as low as 620
Maximum loan limits of $484,350
Homebuyer education required
CALL OR TEXT 940 859 1477 to learn more.
Guild is committed to helping people achieve their dream of homeownership.
Your new beginning is just around the corner.
Guild Mortgage is not affiliated with The Home Depot. The Home Depot is not a sponsor of this promotion. The Home Depot is a registered trademark of Home Depot Product Authority, LLC. All rights reserved.
All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
*At least one buyer must be considered a first-time homebuyer, which is defined as not having an property ownership for the most recent three years. Borrower must also meet other first-time homebuyer qualifications. No income limit for properties in low-income census tracts. Payment subject to maximum allowable lender credit and minimum contribution requirements. Some loans require a minimum cash investment by the borrower, which may limit the amount of any lender credits or payments by Guild under the offer. Conforming loan limit in Alaska and Hawaii is $726,525.
Author:Edie Webber Phone: 817-798-6630 Dated: February 18th 2019 Views: 320 About Edie: My current state of happiness and realized dreams is the hard won result of a lifetime journey. I ha...
Pinnacle Realty Advisors is a real estate brokerage firm specializing in residential real estate sales with additional services to support our clients’ needs and agents’ businesses. Our Mission is to provide extraordinary services and exceed our clients’ expectations by always committing to the highest levels of professionalism, ethics and standards in the real estate industry. Our pledge to you is to use all our resources, professionalism, and ethics to obtain the highest price for your property in the least amount of time.
Pinnacle Realty Advisors is a real estate company with a solid structure and foundation with a commitment to success, productivity and positivity. We focus on helping good things happen for good people. Simply put, positivity is inte rwound in our culture and is integral to our success and productivity.
Pinnacle Realty Advisors has an unwavering commitment to:
HONESTY – We wear it on our sleeves.
INTEGRITY – We have a strong commitment to our reputation. If something isn’t right, we’ll follow through to correct it.
HIGH QUALITY PEOPLE – Pinnacle Realty Advisors prides itself in only employing motivated, highly competent individuals. If you are not a top performer, you are not employed here.
INNOVATION – We are constantly challenging the status quo by learning, adapting, and finding innovative ways to deliver a better real estate experience.
TRANSPARENCY – We say what we mean and do what we say.
QUALITY PRODUCT – We believe in the value of the service we provide.
SIMPLICITY –We strive to make transactions with our clients and associates as seamless and simplistic as possible.
WORK ETHIC – We are passionate about what we do. Our team is committed to success and whatever it takes to achieve it.
BALANCE – Work hard. Play hard. We encourage our employees to maintain a healthy personal to work balance.
CAMARADERIE - – We enjoy serving our clients and coworkers and cherish those relationships deeply.
If you are interested in a new career in real estate or already have a real estate license, but wish to learn more about our company, please contact us directly to set up an interview. We offer our agents 100% of their commission, company leads, training and coaching with no office, desk fees or monthly marketing fees ever.