Get Your TRUE Credit Score

Get Your TRUE Credit Score

Image title

Thank you for allowing us to help you in your home search.

Been looking at homes online? Watched House Hunters on TV?

 Are ready to do some House Hunting for yourself? 


Before we start looking at homes, we have to take a good look at your credit first. 


This is the very first thing our mortgage lender is going to ask about. 

Your FICO score is different than any other credit report/score  you my find  by yourself online.


It is the only score your mortgage lender will use and it can only be pulled thru a mortgage lender

 or bank that is set up  with the credit bureaus  as a Mortgage Lender.


Any other scores you find online will  not reflect your TRUE FICO  score. 

Other scores are usually lower higher too, as those are not FICO scores and use a different equation (risk factors)  to arrive at the score.


A Home Loan is a much higher loan amount than a car or credit card,  which requires

different (harder) parameters used to make up your FICO score. 

This is why FICO scores are much lower than people expect and often catches people by surprise. 


 What your  true FICO score?


Remember, if you are married, the lender must pull both reports. 

Yes, even if your spouse is not going on the loan or using their income or credit score

This is because in Texas, a community property state, the lender must consider both debts (as reported on the credit report.

It will cost $17 for an individual and $26 if married. 

 

The first person that should see your credit report is YOU> 

Get your report HERE 

Image title







Edie Webber Headshot
Author:
Phone: 817-798-6630
Dated: April 11th 2016
Views: 276
About Edie: My current state of happiness and realized dreams is the hard won result of a lifetime journey. I ha...

Property Search








RSS Feed

View our latest blog posts in your RSS reader. Click here to access. RSS

Search Blog

Recent Blogs

Saved Properties

This is a list of your favorite properties. We will email you if a property is reduced or leaves the market.

Click 'Save' to add a property to this list.

Register / Login

New & returning visitors please enter your information to login.

By clicking 'register' you are agreeing to our terms of use & giving us expressed written consent to contact you.

Questions? Comments? Complaints?

This message will go directly to the head of our team.

Location & Address

Pinnacle Realty Advisors
3824 Cedar Springs Rd #801-7724
Dallas, TX
469-703-8022